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Benefits, tailored to
the people you employ.

BenefitCraft designs and stewards employee benefits programs for organizations of up to 500 employees.

Group Health & Medical Ancillary Benefits Voluntary & Worksite Wellness & Mental Health Health Efficiency Plans Pharmacy Benefits Group Health & Medical Ancillary Benefits Voluntary & Worksite Wellness & Mental Health Health Efficiency Plans Pharmacy Benefits
Our Approach

Benefits aren't bought
off the shelf. They're crafted.

i.

Independent by design

We work for you, not a carrier. That means honest comparisons and recommendations based on what fits your team.

ii.

Built to scale with you

Our practice is purpose-built for organizations of up to 500 employees.

iii.

Stewards, not salespeople

Renewal isn't an event — it's a year-long conversation about what's working, what isn't, and what your people actually use.

What We Cover

Multiple lines of coverage. One coordinated plan.

— 01

Group Health & Medical

Fully-insured and level-funded medical plans built around your team's actual healthcare patterns — not last year's renewal letter.

  • Major Medical
  • HSA / HRA / FSA
  • Plan Comparison
  • Renewal Strategy
— 02

Ancillary Benefits

The supporting cast that turns a medical plan into a real benefits package. Designed for the gaps your medical plan doesn't cover.

  • Dental
  • Vision
  • Life
  • Short & Long-Term Disability
— 03

Voluntary & Worksite

Employee-paid coverage that adds depth without adding to your premium burden. Strong differentiators in a tight labor market.

  • Accident
  • Critical Illness
  • Hospital Indemnity
  • Pet, Legal, Identity
— 04

Wellness & Mental Health

Benefits that go beyond the medical card. Programs that help your team feel better, work better, and stay longer.

  • Wellness Program Design
  • Mental Health & EAP
  • Telehealth Access
  • Preventative Care Strategy
— 05

Health Efficiency Plans

Reference-based pricing, direct primary care, and transparent network strategies that reduce costs while keeping the care your team actually uses.

  • Reference-based pricing
  • Direct primary care
  • Captive & level-funded
  • Cost-containment design
— 06

Pharmacy Benefits

Carved-out PBM solutions, formulary review, and rebate transparency — because the pharmacy line item shouldn't be the one nobody understands.

  • PBM evaluation
  • Formulary & rebate review
  • Specialty drug strategy
  • Manufacturer assistance
By the numbers

The data doesn't lie.

72%

Employers saw a reduction in healthcare costs after implementing a wellness program.Zippia, 2023

>50%

Over half of individuals with mental illness do not receive treatment, often delaying or avoiding help due to fears of discrimination or potential job and income loss.MHA, 2023

89%

Of employees who work for companies with wellness programs report being happy with their job and would recommend it to others.Zippia, 2023

The Craft

How a benefits program
actually gets built.

Phase i.

Discover

We learn your team — demographics, claims patterns, what's worked, what hasn't, and what your people are actually asking for.

Phase ii.

Design

We model two or three plan structures across carriers and funding types, then walk you through the trade-offs in plain English.

Phase iii.

Deploy

Open enrollment, employee education in English and Spanish, carrier paperwork, and a clean handoff to payroll and HR systems.

Phase iv.

Steward

Quarterly check-ins, mid-year claims review, and a renewal that lands on your desk explained — not as a surprise.

A broker who actually picks up the phone — and who explained our renewal in a way our team could follow without an HR degree.
— A BenefitCraft client, 42-employee firm
Let's talk

Twenty minutes.
No pitch. Just questions.

Tell us about your team and what's working — or what isn't. If we're a fit, we'll keep talking. If we're not, we'll point you somewhere better.